Stamp Duty & Registration Calculator
Calculate stamp duty and registration charges for Mumbai, Thane, Navi Mumbai and Pune.
Updated May 2026
Enter Property Details
₹1.00 Crore
What you actually pay (total outflow)
This is 6.30% of your property value in government charges.
Total Cost of Buying
This is the amount you need ready on registration day (excluding home loan processing fees and GST on under-construction properties).
Calculated on agreement value or Ready Reckoner (circle) rate, whichever is higher. Actual charges may vary. Verify on GRAS Maharashtra portal.
Current Rates (2026)
| City | Male | Female | Comm. |
|---|---|---|---|
| Mumbai | 6% | 5% | 6% |
| Thane | 7% | 6% | 7% |
| Navi Mumbai | 7% | 6% | 7% |
| Pune | 7% | 6% | 7% |
Women concession: 1% lower than male rate, only when property is solely in a woman's name.
Metro cess: 1% included in all rates above.
LBT (1%): Applied in Thane, Navi Mumbai & Pune on top of base + metro cess.
Registration cap: ₹30,000 flat for all properties above ₹30 lakh.
How to Pay Stamp Duty
- 1Calculate using this tool to know your exact liability.
- 2Pay online via GRAS portal or through an authorised bank.
- 3Book your sub-registrar office appointment online.
- 4Attend registration at the sub-registrar office with the required documents.
Ready Reckoner Rate — Important Note
Stamp duty is always charged on the higher of the agreement value or the government's Ready Reckoner rate for that locality. If your agreement price is below the circle rate, stamp duty will be on the circle rate. Actual charges verified on the Maharashtra government portal at the time of registration.
Frequently Asked Questions
Total charges
₹6,30,000
Stamp 6% + Registration