Question 1

What is the Urban Dwaar Developer Score?

Accepted Answer

The Urban Dwaar Developer Score is a 0–100 rating that measures a real estate developer's track record using public MahaRERA data. It is composed of four objective dimensions — Delivery (30 pts), Compliance (25 pts), Construction Quality (10 pts), and Scale (15 pts) — plus an Urban Dwaar Confidence component (20 pts) that incorporates external credit ratings, site visits, and buyer feedback. A score above 70 indicates a developer with a strong public record. This is an independent, proprietary assessment — not an endorsement.

Question 2

What data is used to compute the score?

Accepted Answer

The score is derived entirely from publicly available MahaRERA data: project registration records, complaint history, litigation filings, occupancy certificate status, possession dates, extension dates, and quarterly Form 1 update filings. Urban Dwaar fetches this data periodically from MahaRERA and processes it to compute the score. For the Confidence component, Urban Dwaar also uses external credit ratings from agencies such as ICRA, CRISIL, and CARE when available.

Question 3

What does 'High Confidence' or 'Established' label mean?

Accepted Answer

'High Confidence' is the top label, given to developers with strong delivery track records, minimal complaints, high OC rates, and significant scale. 'Established' means the developer has a solid history across multiple projects with no major red flags on MahaRERA. 'Growing' indicates a newer developer with limited data. 'Caution' is assigned to developers with notable complaints, litigation, or high delay rates — Urban Dwaar recommends additional due diligence before committing to such projects.

Question 4

How many RERA complaints is too many?

Accepted Answer

Urban Dwaar evaluates complaints per project, not in absolute terms — a developer with 30 projects and 5 complaints has a better compliance rate than one with 3 projects and 3 complaints. Generally, zero complaints is the gold standard. 1–2 complaints across a large portfolio is acceptable. More than 5 ongoing unresolved complaints, or any litigation, warrants deeper investigation. The nature of the complaint matters too — a possession delay complaint is less severe than a fraud or structural defect complaint.

Question 5

What is an Occupancy Certificate (OC) and why does the score use it?

Accepted Answer

An Occupancy Certificate is issued by the local municipal authority (BMC, NMMC, TMC, or Pune MC) after a building passes all final safety and compliance inspections. It certifies the building is legally fit for habitation. Without an OC, buyers cannot legally move in and banks may withhold final loan disbursement. Urban Dwaar uses OC attainment as a measure of construction quality — developers who obtain OCs for their completed projects demonstrate compliance with building regulations. The score only measures OC for post-2017 (post-RERA) projects.

Question 6

Is this the official MahaRERA data?

Accepted Answer

This report is based on data sourced from MahaRERA (maharera.maharashtra.gov.in) and processed by Urban Dwaar. While we make every effort to keep the data current, there may be a lag between changes on MahaRERA and our database. For time-sensitive decisions — especially verification of a specific complaint, possession date, or project status — always cross-check directly on maharera.maharashtra.gov.in. Urban Dwaar is an independent advisory and is not affiliated with MahaRERA.

Question 7

What is Form 1 compliance and why does it matter?

Accepted Answer

Form 1 is the quarterly progress report that all active RERA developers must file every three months. It updates MahaRERA on construction progress, financial status, and any changes to the project. Regular Form 1 filings are a strong signal of an active, compliant developer. Urban Dwaar checks how many of a developer's active projects have been updated in the last 6 months. Projects with stale Form 1 data (no updates in 6+ months) are a warning sign — it may indicate the project is stalled or the developer is non-compliant.

Question 8

What is the difference between a RERA complaint and litigation?

Accepted Answer

A RERA complaint is a formal grievance filed by a buyer with MahaRERA against a developer — typically for possession delays, failure to provide amenities, construction defects, or refund disputes. MahaRERA's Adjudicating Officer hears and resolves these. Litigation refers to court cases filed against the developer — either in consumer courts, civil courts, or NCLT (insolvency proceedings). Litigation is weighed more heavily in Urban Dwaar's scoring because it indicates more serious disputes that could not be resolved through MahaRERA's process.

Question 9

Why is part of the report behind a gate?

Accepted Answer

Urban Dwaar gates the detailed project-by-project analysis, possession delay breakdown, and our advisory verdict behind a one-time WhatsApp OTP verification. This lets us understand who is researching developers so we can provide better follow-up guidance. The OTP verification is free — it takes 30 seconds. Your number is not shared with any third party and is only used by Urban Dwaar advisors. The top-level score, label, and compliance summary are always visible without any gate.

Question 10

How often is this developer data updated?

Accepted Answer

Urban Dwaar updates its MahaRERA data periodically. The 'Data updated' timestamp in the report header shows when we last processed data for this developer. For active projects, we recommend verifying the current Form 1 date and complaint status directly on maharera.maharashtra.gov.in before making a financial commitment. If you notice a data discrepancy, please contact Urban Dwaar at support@urbandwaar.com and we will investigate.